{"id":14996,"date":"2021-04-15T10:38:02","date_gmt":"2021-04-15T10:38:02","guid":{"rendered":"https:\/\/startgreen.nl\/alternative-financiers-offer-a-solution-for-forward-looking-smes-with-forecast-financing\/"},"modified":"2021-04-15T10:38:02","modified_gmt":"2021-04-15T10:38:02","slug":"alternative-financiers-offer-a-solution-for-forward-looking-smes-with-forecast-financing","status":"publish","type":"post","link":"https:\/\/startgreen.nl\/en\/alternative-financiers-offer-a-solution-for-forward-looking-smes-with-forecast-financing\/","title":{"rendered":"Alternative financiers offer a solution for forward-looking SMEs with Forecast Financing"},"content":{"rendered":"

April 15, 2021<\/p>\n

It appears that the economy will soon reopen. Entrepreneurs who look ahead want to restart and invest. However, traditional financiers view 2020 through an old lens, often making financing difficult. The entrepreneur needs a financing partner that looks at the opportunities of 2021. Three SME financing parties, including Oneplanetcrowd, which was initiated by us, are joining forces to offer entrepreneurs financing power, personal guidance, and speed with Forecast Financing. Read more about it here. <\/p>\n

– press release – <\/em><\/p>\n

Alternative financiers offer a solution for forward-looking SMEs with Forecast Financing
\n<\/b><\/h3>\n

April 15, 2021 \u2013 Now that there is a prospect of an economy reopening, entrepreneurs are making reopening plans. How do you finance investments after a difficult year? Traditional financiers are cautious about providing capital during times of crisis. Three parties with extensive experience in SME financing are joining forces: Financieringsgilde, Geldvoorelkaar.nl, and Oneplanetcrowd<\/a>. They are introducing Forecast Financing, helping forward-looking entrepreneurs on their way to recovery with a personal approach. <\/b><\/p>\n

\n

\"\"Investment plans were put on ice due to a complicated year. Now that the prospect of a reopening economy is emerging, entrepreneurs want to execute their postponed investment plans. Research by the Stichting MKB Financiering shows that 45% of entrepreneurs want to invest in the short term, indicating growing optimism among business owners. Stichting MKB Financiering also advises entrepreneurs to create reopening plans and develop scenarios for liquidity trends and financing needs. Financing for these growth plans is essential to get the engine of the economy running again. <\/p>\n

Looking ahead is important for financing after a difficult year
\n<\/b>When applying for financing, traditional lenders, such as banks, primarily look at results from the past period. However, when the past period deviates from normal results due to COVID-19, there is a higher chance of rejection. Research by Stichting MKB Financiering shows that SMEs are increasingly choosing other forms of financing outside of the bank. Currently, 22% of SME companies already opt for non-bank financing. <\/p>\n

The path to alternative financiers and good credit schemes remains relatively unknown
\n<\/b>Entrepreneurs do not always know the way to non-bank, alternative financiers and often require advice in this regard. Only a third of companies rejected by the bank continued searching for other financing and succeeded. Additionally, the government has established various financial schemes for entrepreneurs, such as a guarantee credit (BMKB-C), where the government guarantees three-quarters of the financing amount. However, figures from the Dutch Banking Association show that this is still rarely used. Only 14 percent of SME bank credits with a government guarantee have been issued. This scheme is also offered by alternative financiers and can be effectively combined with crowdfunding, providing the financing with extra strength through committed ambassadors. <\/p>\n

Forecast Financing: financing solution for entrepreneurs who want to grow again
\n<\/b>Three SME financing parties\u2014Financieringsgilde, Geldvoorelkaar.nl, and Oneplanetcrowd\u2014are joining forces to help entrepreneurs finance their way out of the crisis by introducing Forecast Financing. This approach emphasizes the forecast for the coming year when assessing the financing request. Based on the company’s situation and expected scenarios for the coming months, liquidity is predicted along with the corresponding financing needs. With tailor-made advice, personal guidance, and financing power, entrepreneurs are enabled to realize their investments and grow again, while investors gain a clear picture of the risks and opportunities. Approximately 15 million euros is available at Geldvoorelkaar.nl and Oneplanetcrowd for BMKB-C loans, which can be supplemented with crowdfunding. <\/p>\n

Andre Hendriksen, owner of Financieringsgilde:
\n<\/b>\u201cPrecisely now, the forecast for the coming year is of crucial importance to convince lenders to provide financing. We work closely with Geldvoorelkaar and Oneplanetcrowd, as this allows entrepreneurs to quickly access financing with or without government guarantees.\u201d<\/i> <\/p>\n

Chris Stoffer, Member of Parliament (SGP):
\n<\/b>\u201cAlternative forms of financing, such as Forecast Financing, can offer great opportunities for SMEs. Especially now, it can provide the support entrepreneurs need to emerge from the crisis. That is why I continue to advocate in the House of Representatives for the stimulation of alternative forms of financing.\u201d<\/i><\/p>\n

Ronald Kleverlaan, Chairman of Stichting MKB Financiering:
\n<\/b>\u201cFinancing is about looking ahead. This excellent initiative helps the entrepreneur find appropriate financing to invest in future growth.\u201d<\/i> <\/p>\n

Personal advice and Forecast Financing webinar
\n<\/b>Entrepreneurs who want to know if Forecast Financing is right for them can complete a forecast quick scan and find more information at https:\/\/www.financieringsgilde.nl\/prognosefinancieren\/<\/a>. Entrepreneurs can also register here for a webinar on growth and recovery after COVID-19. <\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

April 15, 2021 It appears that the economy will soon reopen. Entrepreneurs who look ahead want to restart and invest. However, traditional financiers view 2020 through an old lens, often making financing difficult. The entrepreneur needs a financing partner that looks at the opportunities of 2021. Three SME financing parties, including Oneplanetcrowd, which was initiated […]<\/p>\n","protected":false},"author":10,"featured_media":14973,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[121,179,157],"tags":[130,187,171,198,162,124],"class_list":["post-14996","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","category-oneplanetcrowd","category-press","tag-financing","tag-forecast","tag-innovation","tag-investing","tag-sme","tag-sustainability"],"acf":[],"_links":{"self":[{"href":"https:\/\/startgreen.nl\/en\/wp-json\/wp\/v2\/posts\/14996","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/startgreen.nl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/startgreen.nl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/startgreen.nl\/en\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/startgreen.nl\/en\/wp-json\/wp\/v2\/comments?post=14996"}],"version-history":[{"count":0,"href":"https:\/\/startgreen.nl\/en\/wp-json\/wp\/v2\/posts\/14996\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/startgreen.nl\/en\/wp-json\/wp\/v2\/media\/14973"}],"wp:attachment":[{"href":"https:\/\/startgreen.nl\/en\/wp-json\/wp\/v2\/media?parent=14996"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/startgreen.nl\/en\/wp-json\/wp\/v2\/categories?post=14996"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/startgreen.nl\/en\/wp-json\/wp\/v2\/tags?post=14996"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}